PAYMENT & REFUND POLICY

    1. B2C Digital Products (Analyst Tier – $499)
      All digital sales are final once the client logs into the Ratiomesh Campus.

    2. B2C High-Ticket Cohorts (Consultant & Titan Tiers)

    • Deposit: Non-refundable

    • Cooling-Off Period (UK): 14 days from booking, if cohort hasn’t started

    • Post-Start: No refunds after Day 1 of the program

    1. B2B Enterprise Engagements

    • Retainers & Pilots: Non-refundable once scheduling confirmed or work starts

    • Payment Terms: Standard invoices due Net 15 unless otherwise stated; late payments may incur interest